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For most people, finding the right home in Cedar Rapids, Iowa is just the first step. Finding the right financing to buy a home is essential to make the home purchase occur! A home buyer has a choice of local mortgage lenders and national lenders advertising on the Web. Many home buyers find that using local Cedar Rapids, Iowa lenders (with rates very comparable to online mortgage brokers) help ease some of the stress of moving. Home buyers have more personal service, and the mortgage companies have a better relationship with appraisers and other real estate professionals. Ask about adjustable rate loans if you are guaranteed to be relocated out of Cedar Rapids within the next 5 years. I had a friend who found a 40 year adjustable with 5 year fixed rate. He knew that he had guaranteed relocation buy-out at the end of his assignment so he wasn’t worried about building equity. He ended up paying less than half in a mortgage payment than he would have paid in rent! Short on cash? There are many mortgage lenders in Cedar Rapids that now offer 100% financing – no down payment certainly helps keep moving expenses down!
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Cedar Rapids is the second largest city in Iowa after Des Moines. It is the county seat of Linn County, Iowa, United States. The population was 120,758 at the 2000 census. The city is named after the Cedar River. Cedar Rapids has been residence to famous figures, including American artist Grant Wood, the Wright Brothers, journalist and historian William L. Shirer, writer and photographer Carl Van Vechten, and Dr. Alexander Lippisch. See also Notable natives on this page. A unique attribute of Cedar Rapids is that its city hall and county courthouse are located on Mays Island, an island on the Cedar River running through the city. Paris, France and Osaka, Japan are believed to be the only other cities in the world to have their municipal buildings located on an island in a river. Cedar Rapids is known as the City of Five Seasons, where the fifth season is "a time to enjoy." The symbol of the five seasons is the Tree of Five Seasons sculpture in downtown Cedar Rapids. -- Source: Wikipedia.com
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Census Data for Cedar Rapids, Iowa
| Cedar Rapids | Iowa | United States | |
| Population | 120,758 | 2,926,324 | 281,421,906 |
| Median age | 34.7 | 36.6 | 35.3 |
| Median age for Male | 33.5 | 35.2 | 34 |
| Median age for Female | 35.9 | 38 | 36.5 |
| Households | 49,820 | 1,149,276 | 105,480,101 |
| Household population | 117,389 | 2,822,155 | 273,643,273 |
| Average household size | 2.36 | 2.46 | 2.59 |
| Families | 30,824 | 769,684 | 71,787,347 |
| Average family size | 2.96 | 3 | 3.14 |
| Housing units | 52,240 | 1,232,511 | 115,904,641 |
| Occupied units | 49,820 | 1,149,276 | 105,480,101 |
| Vacant units | 2,420 | 83,235 | 10,424,540 |
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